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Long Beach Island Real Estate | LBI NJ Real Estate | Brian Delpriora

Flood Insurance on Long Beach Island

 

Since Hurricane Sandy there has been a lot of publicity about flood insurance, house raising and the risk of future storms. Sadly, there is a lot of misinformation about the subject of flood insurance. First, let's clear up a few of the misconceptions:

Flood insurance is still available on Long Beach Island

Every home on Long Beach Island DOES NOT need to be raised

Flood insurance is very affordable and there are some inexpensive ways to less the cost of a flood insurance policy

Every situation is different and we are here to help you understand flood insurance and how it relates to the LBI real estate market. Contact us today and we can go over the specifics of any home or just give you some general information to help you understand how flood insurance works!

 

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Long Beach Island Real Estate | LBI NJ Real Estate | Brian Delpriora

WHO NEEDS FLOOD INSURANCE?

Everyone. And, by law, anyone in a participating community of the National Flood Insurance Program (NFIP) can buy flood insurance.

Backed by the U.S Government, flood insurance is available in more than 19,000 communities across America. The NFIP provides coverage for damage to structures and contents from flooding, flood-related erosion, and flood-caused mudslides not covered under most property policies.

A National Flood Insurance Flood policy can protect your home or business.

 

Tips On Handling Your Flood Insurance Claim

 

Why you don’t want to Rely on Federal Disaster Assistance!

 

Check Your Risk for Flooding and whether Flood Insurance is required by Law on the FEMA website.

FLOOD FACTS

  • Floods are the most common natural disaster in the U.S.
  • Between 20 and 25% of floods are outside High Risk Zones
  • Flood Insurance IS Affordable
  • Most property policies do not include flood damage coverage.
  • Coverage is available for commercial buildings and contents and can also be purchased by renters 
    -Up to $250,000 for single family and other residential buildings. 
    -Up to $500,000 for non-residential buildings, including small businesses 
    -Up to $100,000 for residential building contents and $500,000 for contents for businesses.

 

Brian Delpriora

Cell: 609-848-8872

bdelpriora@vandykgroup.com

 

Nathan Colmer

Cell: 609-290-4293

ncolmer@vandykgroup.com

 

Long Beach Island Real Estate | LBI NJ Real Estate | Brian Delpriora

 

12800 Long Beach Blvd

Beach Haven Terrace NJ

08008

609-492-1511